Financial Trends, Trailing 12s, and Profitability Insights

How Financial Trends Reveal the True Health of Your Business

In this episode of Financially Fit Business, I share insights from a conversation with Scott Bunce following my presentation to his Vistage group. We discuss how business owners can move beyond snapshots of financial data and use trends to understand what is really happening inside their companies.

I explain why profit is not the same as cash, why relying only on your checking account is risky, and how trailing twelve-month graphs reveal patterns that monthly reports often hide. We also cover recurring revenue, productivity, and the key ratios that quietly determine whether a business stays healthy or slides into trouble.

This conversation is practical, direct, and focused on helping owners make better decisions using clear financial signals instead of guesswork.

Listen To My Other Podcast Episodes

What the Long-Term Debt to Equity Ratio Tells You About Business Risk

In this episode, I explain how to read debt to equity trends, why long-term debt matters more, and what rising ratios may be warning you about.

Why Small Changes in Receivable and Inventory Days Matter

A rising accounts receivable to payables ratio can reflect healthy billing or a collections problem. In this episode, I explain how to tell the difference and what it means for cash flow.

Accounts Receivable to Payables Ratios Explained

A rising accounts receivable to payables ratio can reflect healthy billing or a collections problem. In this episode, I explain how to tell the difference and what it means for cash flow.

What Your Ratios Aren’t Telling You

Small shifts in your balance sheet can signal big problems ahead. In this episode, I walk through how current ratio and quick ratio trends reveal profitability, cash flow strength, and hidden inventory issues so you can act before they become serious financial problems.

Why Value-Based Pricing Beats Billable Hours

What if billing by the hour is limiting your growth? In this episode, I talk with Dan Lucas about shifting to value-based pricing, improving client relationships, and building a more profitable, scalable firm.