Budgeting the Right Way: Build Your Budget from the Bottom Up

Budgeting That Actually Works

In this episode of Financially Fit Business, I cover part six of the seven steps to financial fitness: budgeting. I explain why traditional top-down budgeting often leads to disappointment and how building your budget from the bottom up, starting with your unit of revenue, creates a clearer and more realistic financial plan. I also share how I use budget-versus-actual tracking to guide decisions throughout the year, not just review numbers after the fact.

Listen To My Other Podcast Episodes

The AI Audit Revolution: Less Grunt Work, More Trust

This week, I talk with Steven Figner about using secure AI agents to reduce repetitive audit work while keeping experienced professionals involved in the final review.

Why Business Owners Struggle to Delegate and How to Fix It

Delegation gets easier when owners improve trust, communication, and consistency. Skye Waterson shares practical ways to let go without micromanaging.

Tax Planning Strategies Business Owners Can Use Now

This week, Mike Milligan shares practical tax planning ideas CPAs can discuss with clients before year-end decisions are already behind them

SBA Funding Options Your Clients Should Know About

In this episode, I talk with Dylan Carraway of Live Oak Bank about SBA 7(a) funding and how it can help business owners with growth, acquisitions, real estate, succession planning, and working capital.

How AI Can Help Businesses Get Paid Faster

This week I talked with George Curdon of Munk about how AI can help businesses get paid faster, improve collections, and reduce manual accounts receivable work.