Weekly Insights
15 Smart Financial Risk Management Strategies to Reduce Exposure
Every business faces financial risk, but the strongest companies manage it before problems become emergencies. This article shares 15 practical strategies business owners can use to reduce exposure, improve cash flow visibility, monitor financial trends, and make better decisions with the right financial management tools.
More Subtle Clues that Something isn’t Right with a Business
Small changes in gross margin, vendor names, or checkbook controls can be early clues that money or materials may be leaving the business.
Would You Hire a Known Embezzler?
Hiring someone with a financial mistake in their past is your decision. Protect your cash with simple daily safeguards that reduce temptation and risk.
Financial Statements Are Your Business Health Checkup
Your P&L and balance sheet are like business blood tests. They show what’s healthy, what’s changing, and where action is needed.
The Most Important KPI Business Owners Should Track
In this week’s newsletter, I explain why net profit per revenue generating unit is one of the clearest ways to measure true business profitability.
Why Cashflow Is More Important Than Cash
Cash is critical, but cash flow is what keeps your business going. Learn why profitable collections and positive cash flow matter more than cash on hand.
When Growth Hides a Profit Problem
A business can grow for years and still be unprofitable. This story shows how rising revenue masked a pricing problem, until growth stopped and cash flow issues surfaced.
Why You Should Check Your Bank Accounts Daily
Checking your bank accounts every day takes less than five minutes and can help you catch fraud, protect cash flow, and avoid costly surprises.
5 Steps to Improve Profitability in Your Business
Profitability drives cash flow and long-term business health. Learn five practical steps to improve financial clarity, pricing, job costing, and monthly review so you can spot issues early and build a stronger business.
Why You Still Need Financial Oversight in Good Times
A business owner walked away after a great year, only to return after losses. This real example shows why consistent financial oversight matters, even when things are going well.
The Difference Between Accounting and Finance – You Need Both
Many business owners treat accounting and finance as the same thing—but they serve very different roles. Accounting tells you where your business has been, while finance helps you decide where it’s going. Understanding how these two functions work together gives you clearer insights, better decisions, and stronger financial control.
Subtle Changes in Your Gross Margin Mean A Lot
Small changes in gross margin are easy to ignore—but they often signal bigger problems developing in your business. Learn how tracking trends early can protect profitability and prevent small issues from turning into major financial setbacks.
Subtle Changes in Your P&L Statement Mean A Lot
Your P&L statement tells a story about your business. Even small changes in revenue, expenses, or margins can signal deeper issues. Learn how to identify trends early and keep your business financially healthy.
A ChatGPT Horror Story
What happens when artificial intelligence goes too far? This ChatGPT horror story explores the darker side of AI and the risks of relying too heavily on technology.
The Top 10 Reasons you WANT to Look at Your P&L and Balance Sheet
Your P&L and balance sheet reveal the true financial health of your business. Learn the top 10 reasons every business owner should review these key financial statements regularly.