Budgeting the Right Way: Build Your Budget from the Bottom Up

Budgeting That Actually Works

In this episode of Financially Fit Business, I cover part six of the seven steps to financial fitness: budgeting. I explain why traditional top-down budgeting often leads to disappointment and how building your budget from the bottom up, starting with your unit of revenue, creates a clearer and more realistic financial plan. I also share how I use budget-versus-actual tracking to guide decisions throughout the year, not just review numbers after the fact.

Listen To My Other Podcast Episodes

Tax Reduction Strategies for Business Owners

If your clients complained about taxes this year, now’s the time to start the planning conversation. Alex Sentell shares strategies CPAs may want to discuss before year-end.

Better Client Communication with GoDNA

This week, I talk with Leon Morales about GoDNA and how you can use behavioral insights to communicate better with clients before and during meetings.

Why Your Working Capital Trend Matters

Working capital is one of my favorite financial trends because it quickly shows whether a business has enough cash strength to operate.

How AI Saved 25 Hours of CPA Work

In this episode, I talk with Peyton Witt, CPA, about how AI helped clean up vendor invoices and save 25 hours of manual work.

What the Long-Term Debt to Equity Ratio Tells You About Business Risk

In this episode, I explain how to read debt to equity trends, why long-term debt matters more, and what rising ratios may be warning you about.