Why Small Changes in Receivable and Inventory Days Matter
A rising accounts receivable to payables ratio can reflect healthy billing or a collections problem. In this episode, I explain how to tell the difference and what it means for cash flow.
Why Financial Coaching Is a Strategic Growth Lever for Business Owners
Most business owners didn’t start their company because they were passionate about profit and loss statements. They had a skill, a vision, or a solution to a problem worth solving. But somewhere between the excitement of launch and the grind of growth, the financials become the thing that keeps them up at night.
Why You Should Check Your Bank Accounts Daily
Checking your bank accounts every day takes less than five minutes and can help you catch fraud, protect cash flow, and avoid costly surprises.
Accounts Receivable to Payables Ratios Explained
A rising accounts receivable to payables ratio can reflect healthy billing or a collections problem. In this episode, I explain how to tell the difference and what it means for cash flow.
5 Steps to Improve Profitability in Your Business
Profitability drives cash flow and long-term business health. Learn five practical steps to improve financial clarity, pricing, job costing, and monthly review so you can spot issues early and build a stronger business.
What Your Ratios Aren’t Telling You
Small shifts in your balance sheet can signal big problems ahead. In this episode, I walk through how current ratio and quick ratio trends reveal profitability, cash flow strength, and hidden inventory issues so you can act before they become serious financial problems.
Why Value-Based Pricing Beats Billable Hours
What if billing by the hour is limiting your growth? In this episode, I talk with Dan Lucas about shifting to value-based pricing, improving client relationships, and building a more profitable, scalable firm.
Why You Still Need Financial Oversight in Good Times
A business owner walked away after a great year, only to return after losses. This real example shows why consistent financial oversight matters, even when things are going well.
The Difference Between Accounting and Finance – You Need Both
Many business owners treat accounting and finance as the same thing—but they serve very different roles. Accounting tells you where your business has been, while finance helps you decide where it’s going. Understanding how these two functions work together gives you clearer insights, better decisions, and stronger financial control.
Understanding Productivity Ratio Trends in Your Business
Small changes in your productivity ratio can reveal important trends in payroll efficiency, revenue performance, and business profitability. In this episode, Ruth explains what to watch for and why it matters.